How cheap is car insurance for a 16 year-old Floridian boy driving a 2010 Mitsubishi Lancer?
You could pay as low as $25 a month for car insurance
I’m a 16 yo dude in Florida wanting car insurance for my 2010 Mitsubishi Lancer and I have never gotten any ticket of any kind. I have not violated any rules….yet.
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April 21st, 2011 at 8:00 am
Since you’re 16 and basically have no driving record yet, your insurance premiums are going to be sky high. I wouldn’t count on less than $1500-$2000/ Year. Keep your grades high- "B" or better average. Take driver’s ed and driver’s training if your school offers those. Those qualifications might afford you small discounts. If you want to know why young people get stomped for insurance, look at that "yet…" in your last sentence. Everybody breaks rules. Most people get caught once or twice. Every ticket costs not only the fine, but an insurance rate increase for years.
April 21st, 2011 at 8:00 am
Since at 16 you can’t have your own insurance, have your parents call their agent and ask what it would cost to add you to theirs driving a brand new car. Then look at 10 year old cars as your first car instead.
April 21st, 2011 at 8:00 am
is the car under "your name" if not the owner must add you as a daily driver. For a 16 yr old its a little pricey I guarantee.
April 21st, 2011 at 8:00 am
Tom is right–you’ll want to be sitting down when you get the premiums on even a "small, affordable" car like the Lancer. The comp/collision figures will eat you alive. Buy a beater for cash and use the money you save for buying gas.
April 21st, 2011 at 8:00 am
Ask your parents to ask their insurer. There is no other way to know.