Welcome to Get Cheap Car Insurance Now, an online guide showing you how to find cheap car insurance, by comparing car insurance rates. In order to find cheap car insurance, we highly recommend using the service of insurance comparison services, which are available online. When visiting these services, you have to fill out a short form, and several competing insurance agents will contact you with FREE, No Obligation car insurance quotes. You will then be able to compare these car insurance quotes and pick the best one.

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How to lower your monthly car insurance premiums:

Make sure your usage is correct. If you are using the car less for work and more for pleasure, let your agent know. Pleasure gets a lower rate than business, work, or commuting. The lower miles you drive, the lower your insurance rates.

Take advantage of those vanishing deductible offers. If you are a safe driver, you should be rewarded. Allstate and Nationwide are two companies who have special programs and discounts that can decrease your deductible by $100 a year for every year you do not have an accident.

Another tip is once you’ve gone 5 years without a accident, check how much lower your premium will go by increasing your deductible to $1000 which will only be $500 due to the 5 years accident free driving. You may be able to save some extra money each month.

Make sure you are getting all the discounts you qualify for. Car insurance is a very competitive business. There may be new discounts you have not heard of. Every time you get a 6 month policy renewal, send off a quick email to your agent if you can get any discounts to lower your monthly premiums.

At least once a year get a free online quote from one of the major insurance comparison sites to see how your current premiums compare to the other insurance companies. But before you switch, give your agent a chance to match or beat the premiums. It can be a hassle switching your insurance to another company so before you do, check with your current company first and give them one last chance to retain your business. You may get a lower rate in the process.

How is your credit score? You may not agree with it but your credit score affects your car insurance rates. If you can increase your credit score, you can lower your monthly premiums, not to mention your auto loan and credit card rates. Check your 3 credit scores at least once a year and get your free government credit reports to dispute any errors in your file.

How about trading in your car? You may be better off trading in your sports car for a sporty sedan or coupe and get a better rate. You can get free quotes online and review your options.

There are several ways you can get cheap car insurance. It’s mandatory if you are driving on public roads but it’s not mandatory that you pay more than you should. Compare and review rates from other companies often to make sure you are getting the best deals.